Offer 100% LTV Lending with Pledged Securities

Transform your lending strategy by leveraging brokerage assets. Our platform provides secure pledge agreements, 24/7 monitoring, intelligent loan amounts- ensuring safer, low risk and more competitive loans.

Coming Soon

Data Partners

The Hard Money Dilemma

You're stuck between low LTVs and high risk, while wealthy borrowers with stock portfolios seek lenders who can do better

Todays Reality

Capped at 75% LTV

Turning away good borrowers

Missing wealthy clients with portfolios

Todays Reality

Capped at 75% LTV

Turning away good borrowers

Missing wealthy clients with portfolios

The Attempt

Risky higher LTVs

Complex cross-collateralization

Complicated Legal Pledge Documentation

The Attempt

Risky higher LTVs

Complex cross-collateralization

Complicated Legal Pledge Documentation

With Pledga

100% LTV with monitored stock collateral

Institutional-grade pledge management

1-day liquidity (instantly sell to cover losses)

With Pledga

100% LTV with monitored stock collateral

Institutional-grade pledge management

1-day liquidity (instantly sell to cover losses)

What We Offer

Financial Risk

Intelligent Risk Management

Leverage AI to mitigate the risk of your borrowers portfolio by suggesting loan amounts tailored to the security type and its historical volatility. Our platform ensures you can offer competitive loans while effectively managing risk.

Automated Alerts

Dynamic Valuation

Auto-Calculate Loan Amounts

Asset Risk Assessment

Coming Soon

Legal Documents

Easy Pledge Agreements

We streamline the pledge agreement process through our legal frameworks and established brokerage relationships. Our platform ensures secure, compliant agreements in all 50 states, delivering rapid liquidity while protecting both lender and borrower interests.

Broker Coordination

Custom Documentation

Instant Pledge Setup

Electronic Signatures

Coming Soon

Lending Flexibility

Better Lending Flexibility

Our platform empowers dynamic term adjustment based on real-time portfolio analysis, market volatility, and borrower creditworthiness. Maximize lending opportunities while maintaining risk parameters that work for you.

Up to 100% LTV

Customizable Loan Options

Interest at Closing

Auto-Adjusted Terms

Coming Soon

FAQ

Common Questions & Answers

Here is everything you need to know about Pledga to get started.

Got any specific questions?

What is a pledge agreement?

A pledge agreement is a legal document that allows borrowers to use their stock portfolios as collateral for loans.

How does your platform determine loan amounts?

Can any brokerage account be used for pledging?

What types of assets can be pledged?

How do you ensure the safety of pledged assets?

What happens if the value of the pledged assets drops?

Is there a fee for using your platform?

How quickly can I close a loan using pledged assets?

What is a pledge agreement?

A pledge agreement is a legal document that allows borrowers to use their stock portfolios as collateral for loans.

How does your platform determine loan amounts?

Can any brokerage account be used for pledging?

What types of assets can be pledged?

How do you ensure the safety of pledged assets?

What happens if the value of the pledged assets drops?

Is there a fee for using your platform?

How quickly can I close a loan using pledged assets?

What is a pledge agreement?

A pledge agreement is a legal document that allows borrowers to use their stock portfolios as collateral for loans.

How does your platform determine loan amounts?

Can any brokerage account be used for pledging?

What types of assets can be pledged?

How do you ensure the safety of pledged assets?

What happens if the value of the pledged assets drops?

Is there a fee for using your platform?

How quickly can I close a loan using pledged assets?

Got any specific questions?

Pledga provides innovative lending solutions and collateral monitoring services for hard money lenders utilizing stock portfolios. We utilize data from industry leaders such as BlackRock, Fidelity, Bloomberg, and TransUnion as data partners to enhance our services. However, we are not affiliated with, endorsed by, or in any way connected to these companies. All trademarks and registered trademarks are the property of their respective owners.

This is not an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Pledga is not registered or licensed, as applicable. Please consult with a qualified financial advisor before making any investment decisions.